DRAGONFLY FINANCIAL SERVICES Mortgage Advice 

First Time Buyers 

Buying your first property is one of the biggest decisions you may ever make, but it should also be exciting.It's natural to have lots of questions about the whole process, and our experienced mortgage and protection advice team are here to ensure securing your mortgage is as stress-free as possible. 
 
As a first-time buyer, you may have spent quite a while saving for a deposit ready for your first house purchase. The next step is to find out how much you may be able to borrow - so that you know what you can afford when you begin looking for your dream home. It's a good idea to have an Agreement in Principle (AIP) before you start looking at properties. Otherwise known as Mortgage in Principle (MIP) or Decision in Principle (DIP), this will prove to the estate agents that you are ready to move forward. 
 
Throughout the process, you will receive clear, quality guidance, and we will make every effort to ensure that you understand everything before progressing. Our team have the answers to all your questions and are happy to chat you through it all at your convenience. 
 
As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments. 
 
 
 
 

Home Movers 

Are you ready to make the next house move? Our team aims to support you all the way through the process, giving you the opportunity to focus on the rest! By discussing how much you could borrow or whether you will be able to take your existing mortgage deal with you, which means you may avoid paying early repayment charges and apply for an AIP, our mortgage advisers can potentially then continue to work through your full mortgage application. 
 
As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments. 
 
 
 
 

Remortgages 

Our experienced advisers will aim to help you decide whether a remortgage is the most appropriate decision for you. You may wish to change the terms of your mortgage, such as reducing or extending the term, or applying for additional borrowing for a home project. Either way, we will aim to work with you to make the most suitable decision for your individual circumstances. 
 
As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments. 
 
 
 
 

Product Transfer 

If you are heading towards the end of your fixed-rate mortgage deal, your current lender may offer you a product transfer. Our advisers aim to compare rate switches from various lenders to see if a product transfer is an optimal choice for you. 
 
As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments. 
 
 
 
 

Buy-to-Let 

Our advisers aim to work with you to help you make a success from your buy-to-let investment property. We are able to access Whole of Market to compare rates from multiple lenders and arrange the most suitable solution for your individual circumstances. 
 
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate some forms of Buy-to-Lets.